No matter what your borrowing needs, Kantipur Cooperative Bank can help find the loan that best suits your requirements, at a rate you can afford.

Auto Loans

• Fixed-rate loans up to Rs 50,000 for new or used autos Up to 30% financing
• Vehicle must be registered in Katmandu valley only
• Interest rate is 0.5 % lower with automatic monthly payment from your Kantipur Cooperative Checking or Statement Savings account.

Home Equity Credit

Now you have the flexibility of creating your own loans! With Improvement Loan, whatever type of loan you want. You have the ability to create up to 5 loans at any given time.

Fixed Rate Home Equity Line of Credit

This fixed rate home equity line of credit is the smart way to finance your home improvements with no closing costs, no annual fee, and interest only for the first 10 years!* Save even more with auto-pay from your Kantipur Cooperative Bank checking account.

Home Equity Loans

If your home equity needs are a one-time occurrence, then the Kantipur cooperative Bank Home Equity Loan may suit your needs. The loan features a fixed rate and payback Schedule. You can take advantage of the possible tax benefits

• A fixed rate and term
• A great way to obtain funds for home improvements, debt consolidation, or other needs
• Offers 0.25 % lower interest rate with automatic payment from your Kantipur Cooperative Checking or Statement Savings account.
• No Closing Costs.
• Minimum Loan Amount: 10,000

Environmental Home Improvement Loans

This second mortgage is designed to provide financing for septic system upgrades, lead paint removal, heating system conversions, etc. These loans are offered in amounts of 1,000 to 40,000 with fixed rates and terms of 1 to 10 years.

Overdraft Protection

Avoid the embarrassment of returned checks by setting up a personal line of credit. This service advances funds to your Kantipur Cooperative checking account in order to prevent bounced checks.

Passbook Loans

This collateral loan is secured by a savings or CD passbook account up to the amount being borrowed. The interest rate may change during the term of the loan.

Personal Loans

Got your eye on a new PC? Want to consolidate your debts or pay education expenses? This loan can make it happen.

Stock Loans

For more information on any of these products, please contact a Loan Specialist or email us.